Arizona Alliance of Black
Is Your Money in the Right Bucket?
In this presentation, we organize your money into three buckets which includes the short term, mid term and long term buckets of money. I share the importance of compartmentalizing money in this way. I review what the differences and purposes are for each money bucket. I also help the attendee determine what their short term, mid term and long term goals are. After determining their goals, we briefly review the investments or proper financial vehicles associated with each goal. It is crucial that the attendee understands the importance of not putting all their money in one bucket. The attendee will have an understanding of which bucket needs their attention and why having their money balanced across all the Money Buckets is crucial to developing a strong financial story.
Shehara Smallwood is originally from Columbus, OH and graduated with a B.S. in Electrical and Computer Engineering from The Ohio State University. Soon after working as an engineer and taking on various roles, she decided to truly seek God for her purpose. Through this process, she realized that part of her life's work was connected to promoting financial literacy for teenagers. In 2004, she decided to pursue her passion by changing careers and began working with a global financial institution. In 2009, she started working with women who were professionals, business owners, married and single as a financial advisor with a national broker-dealer firm. During her time with this firm, she acknowledged that her enthusiasm for promoting financial literacy to the youth extended to adults, specifically women. She realized that creating financial success for clients, was not only correlated to the numbers in the plan, but having an understanding of the individual stories behind the numbers. This is where Your Story Financial, LLC was born. Although she is located in sunny Phoenix, AZ, Your Story Financial is a fee-only fiduciary boutique firm that offers financial planning virtually, meaning she can work with you no matter where you live in the United States. She has a passion for creating financial success stories one chapter at a time.
In addition to helping clients achieve financial success, she enjoys spending time with family and friends, hosting line dance parties, reading a good non-fiction book, participating in her local Toastmasters chapter, and being an active member at Faith Christian Center.
"Closing achievement gaps is a critical issue. The performance of Blacks is systematically different from that of other racial and ethnic groups. Decreasing gaps in student achievement means that we must increase the learning gains of Blacks."
- National Education Association
"The gap between teachers and students of color continues to grow. Over the past three years, the demographic divide between teachers and students of color has increased by 3 percentage points, and today, students of color make up almost half of the public school population. But teachers of color are just 18 percent of the teaching profession."
- Center for American Progress
"African-American students, particularly males, are far more likely to be suspended or expelled from school than their peers. Black students make up 18% of the students in the CRDC sample, but 35% of the students suspended once, and 39% of the students expelled."
- U.S. Department of Education
Arizona Alliance of Black School Educators
1334 E. Chandler Blvd., Ste. #5-D32
Phoenix, AZ 85048
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All Rights Reserved.
AzABSE pledges to continue serving as educational advocates for children who have been poorly served in the past. We further pledge to ensure that African-American and all other diverse students are effectively educated in the present and are accorded priorities for the future. We pledge to lead the way through the creation of a concrete model that demonstrates the goals of academic and cultural excellence.